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Title 3 Part 4

Department of Financial Services

Source version current through Dec 31, 2025Checked for later changes through September 23, 2026 (Vol. XLVIII, Issue 38)

Sections of Title 3 Part 4

7 sections

  1. 3 NYCRR 4.1 - Interest rate

    Later State Register activity may affect this section.

    NYCRR title agency:
    Department of Financial Services
    Section status:
    Section source receipt
    Source version current through:
    Dec 31, 2025
    State Register reviewed through:
    September 23, 2026 (Vol. XLVIII, Issue 38)

  2. 3 NYCRR 4.2 - Amounts included as interest

    Later State Register activity may affect this section.

    NYCRR title agency:
    Department of Financial Services
    Section status:
    Section source receipt
    Source version current through:
    Dec 31, 2025
    State Register reviewed through:
    September 23, 2026 (Vol. XLVIII, Issue 38)

  3. 3 NYCRR 4.3 - Amounts not included as interest in certain home mortgage loans

    Later State Register activity may affect this section.

    NYCRR title agency:
    Department of Financial Services
    Section status:
    Section source receipt
    Source version current through:
    Dec 31, 2025
    State Register reviewed through:
    September 23, 2026 (Vol. XLVIII, Issue 38)

  4. 3 NYCRR 4.4 - Calculation of maximum rate of interest

    Later State Register activity may affect this section.

    NYCRR title agency:
    Department of Financial Services
    Section status:
    Section source receipt
    Source version current through:
    Dec 31, 2025
    State Register reviewed through:
    September 23, 2026 (Vol. XLVIII, Issue 38)

  5. 3 NYCRR 4.5 - Interest rate applicable to subsequent advances

    Later State Register activity may affect this section.

    NYCRR title agency:
    Department of Financial Services
    Section status:
    Section source receipt
    Source version current through:
    Dec 31, 2025
    State Register reviewed through:
    September 23, 2026 (Vol. XLVIII, Issue 38)

  6. 3 NYCRR 4.6 - Escalation provisions in amortization loans

    Later State Register activity may affect this section.

    NYCRR title agency:
    Department of Financial Services
    Section status:
    Section source receipt
    Source version current through:
    Dec 31, 2025
    State Register reviewed through:
    September 23, 2026 (Vol. XLVIII, Issue 38)

  7. 3 NYCRR 4.7 - Applicability

    Later State Register activity may affect this section.

    NYCRR title agency:
    Department of Financial Services
    Section status:
    Section source receipt
    Source version current through:
    Dec 31, 2025
    State Register reviewed through:
    September 23, 2026 (Vol. XLVIII, Issue 38)

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